Do you wonder why is it worth to have an insurance policy translated? In this article we explain what an insurance policy is, why its translation is needed and what benefits arise from it for travellers, students and investors. You will learn what types of insurance policies require translation and how to select an appropriate sworn translator for this task.
What is an insurance policy?
To put it simply, an insurance policy is a document confirming conclusion of an insurance agreement between the insured and the insurer. It contains detailed terms and conditions of insurance such as the scope of insurance cover, insurance sum and obligations of the parties.
What does an insurance policy contain?
An insurance policy contains information such as:
- type of insurance,
- scope of insurance cover,
- insurance sums,
- insurance contributions,
- terms and conditions of payment of indemnification.
Why is it worth to have insurance policies translated?
Translation of an insurance policy is important in the case of having this document in a foreign language version. Precise understanding of the terms and conditions of insurance helps to avoid problems, if you will need to use the policy. A sworn translator draws up a precise and legally compliant translation which is recognised by offices and institutions.
Types of insurance policies which require certified translation
Travel policy (tourist policy)
A travel policy protects tourists against unexpected expenditures connected with sickness, accident or loss of baggage during tourist stay in a foreign country. Translation of an insurance policy into English or other language is helpful in understanding terms and conditions of the cover.
Medical insurance
Medical insurance allows for access to health care in the event of disease or accident. Foreigners who stay in our country must have a certified translation of such a policy because institutions may require a document in Polish version in order to provide medical services in Poland.
International insurance for students
Students from outside the European Union who study in Poland should have international insurance protecting them during their stay in our country. In order to be understood by local institutions, a student policy must be translated into Polish.
Life insurance for a bank loan (mortgage)
Life insurance connected with a bank loan secures repayment of liabilities in case of the borrower’s death. A certified translation of such a loan insurance policy is recommended for the purpose of fulfilling requirements of banks which may ask for a document in a Polish version.
How to choose a sworn translator for translation of your insurance policy?
Look for a sworn translator with experience in translation of insurance documents. Jacek Kasprzyk is a sworn translator offering professional English-Polish and Polish-English translations which satisfy legal requirements and are accepted by public offices and institutions.
Recommended services of a sworn translator
If you need to have your insurance policy translated, the Office of a Sworn Translator and Interpreter of the English Language Jacek Kasprzyk is an excellence choice. If you want to make sure that certified translations of your insurance policies are accurate and compliant with provisions of the law, contact us immediately!
Source: Freepik